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January 07, 2010
Car-Accidents
             
 
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Accident Terms and Definitions

 
 

Negligence
The absence of ordinary care.

Hearsay
Evidence based on what the witness has heard someone else say, rather than what the witness has personally experienced or observed.

Towing & Labor Coverage
Pays for towing charges when your car can’t be driven. Also pays labor charges, such as changing a flat tire, at the place where your car broke down.

Claim
Notice to an insurer of a loss that under the terms and conditions of a policy may be covered.

Broker
A person who for payment of a fee procures insurance on your behalf.

Limits
The maximum amount of benefits the insurance company agrees to pay in the event of a loss.

Summons
Document or writ directing the sheriff or other officer to notify a person that an action has been commenced against him in court and that he is required to appear, on a certain day, and answer the complaint in such action.

Premium Finance Company
A lending institution that finances insurance premiums for a fee.

Hit and Run
An accident caused by someone who does not stop to assist or provide the required and necessary information.

Producer
A term applied to an agent, solicitor or other person who sells insurance.


Contact our North Carolina Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
In 2004, 1,638 Children Ages 14 Years And Younger Died In Motor Vehicle Crashes
In the United States during 2004, 1,638 children ages 14 years and younger died as occupants in motor vehicle crashes, and approximately 214,000 were injured. That’s an average of 5 deaths and 586 injuries each day. Half of those children were not wearing seat belts.

 


  Newsroom  
 


Fatal Traffic Crash - Highway 97 north of Oregon / California Border
Oregon State Police troopers are continuing the investigation of a fatal traffic crash in which a California resident, who was a student at Oregon ...
Read more >


Emergency Crews Practice Techniques In Mock Car Crash
To test how fire, medical and security forces respond to a real emergency, exercise planners put together a mock car crash using two battered cars ...
Read more >


Risked The Life Of A State Employee
Just after noon on Thursday (August 12), Washington State Department of Transportation  Maintenance Technician 2 Guy Copeland was busy mowing ...
Read more >


More news >

 
 

Terms

 


Today's Terms

Uninsured Motorist Coverage (UMC)

Definition:
Provides coverage for a policyholder involved in a collision with a driver who does not have liability insurance.

Towing & Labor Coverage

Definition:
Pays for towing charges when your car can’t be driven. Also pays labor charges, such as changing a flat tire, at the place where your car broke down.

Total Loss

Definition:
An insurance company declares a vehicle a total loss when a claim exceeds the full value of the vehicle. Insurance companies typically take possession and obtain the title of such vehicles.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

North Carolina Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an North Carolina Car Accident Lawyers as soon as possible:

  • Apex
  • Asheboro
  • Asheville
  • Burlington
  • Cary
  • Chapel Hill
  • Charlotte
  • Clayton
  • Concord
  • Durham
  • Elizabeth City
  • Fayetteville
  • Fort Bragg
  • Garner
  • Gastonia
  • Goldsboro
  • Greensboro
  • Greenville
  • Henderson
  • Hickory
  • High Point
  • Jacksonville
  • Kernersville
  • Lenoir
  • Lexington
  • Lincolnton
  • Lumberton
  • Matthews
  • Monroe
  • Morganton
  • Mount Airy
  • Raeford
  • Raleigh
  • Reidsville
  • Sanford
  • Statesville
  • Thomasville
  • Wake Forest
  • Wilmington
  • Wilson
  • Winston Salem
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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